EN
In 2025, sending money internationally can be a daunting task, especially when choosing between platforms like Tap Tap Send and Remittly. This article aims to provide a comprehensive comparison of these two services, focusing on safety, fees, speed, and user experience to help you make an informed decision for your next transfer.
Safety is paramount when it comes to international money transfers. Both Tap Tap Send and Remittly are licensed and regulated in multiple countries, ensuring a level of trustworthiness. Remittly is regulated in the US and globally, employing bank-level encryption and fraud monitoring to protect users. Similarly, Tap Tap Send is fully licensed, utilizes strong encryption, and collaborates with trusted banks and mobile money providers. While Remittly has a longer history and serves more countries, Tap Tap Send is rapidly expanding and backed by notable investors. Overall, both platforms are safe, but Remittly has a slight advantage in terms of reputation and global reach.
Cost is a significant factor when choosing a remittance service. Tap Tap Send is known for its zero transfer fee model in many corridors, particularly when sending money to Africa or South Asia. However, they do earn revenue through exchange rate margins, similar to most remittance apps. In contrast, Remittly charges a flat fee based on delivery speed and destination. Economy transfers are cheaper but slower, while express transfers are more expensive but arrive almost instantly. For example, sending $100 from the US to Kenya through Tap Tap Send incurs no fees and offers competitive rates, whereas Remittly's economy option may charge around $3.99 plus a less favorable exchange rate. Generally, Tap Tap Send is more cost-effective, especially for smaller amounts, but Remittly offers flexibility in delivery options.
When it comes to speed, Tap Tap Send specializes in instant or near-instant delivery to mobile money wallets such as MTN, GCash, and Bcash. However, it does not support bank transfers in all regions. Remittly, on the other hand, provides a wider array of delivery options, including bank deposits, cash pickups, mobile money, and even home delivery in select countries. Delivery times vary, with express transfers taking just minutes and economy transfers taking approximately 3 to 5 days. If you prioritize simplicity and speed for mobile wallet transfers, Tap Tap Send is an excellent choice, while Remittly is better suited for those needing diverse delivery options.
Both Tap Tap Send and Remittly offer user-friendly applications available on iOS and Android. Tap Tap Send features a straightforward interface, ideal for users who prefer a quick and easy setup for sending money. In contrast, Remittly provides more customization options, promotional codes, and enhanced tracking tools, although it may feel slightly more complex. As of 2025, Tap Tap Send boasts a 4.7-star rating on Google Play, while Remittly has a 4.6-star rating, albeit with a larger number of reviews. Ultimately, the choice between simplicity and flexibility will depend on individual user preferences.
In conclusion, the choice between Tap Tap Send and Remittly depends on your specific needs. Opt for Tap Tap Send if you desire zero fees, rapid delivery to mobile wallets, and are sending money to countries in Africa or Asia. Alternatively, choose Remittly if you require more delivery options, broader coverage, and are willing to pay a small fee for added reliability and speed. While Tap Tap Send tends to be cheaper for most transfers, Remittly may be safer for larger or more complex transactions, especially in regions with limited mobile wallet options. Both apps are free to download, and users can often benefit from discounts on their first transfers.
Q: What are the main differences between Tap Tap Send and Remittly?
A: The main differences include safety and security, transfer fees and rates, speed and delivery options, and user experience. Tap Tap Send is known for zero transfer fees and rapid delivery to mobile wallets, while Remittly offers more delivery options and flexibility but charges fees based on delivery speed.
Q: Which platform is safer for international money transfers?
A: Both Tap Tap Send and Remittly are licensed and regulated, ensuring safety. Remittly has a slight advantage in reputation and global reach, employing bank-level encryption and fraud monitoring.
Q: How do the transfer fees compare between Tap Tap Send and Remittly?
A: Tap Tap Send often has zero transfer fees, especially for transfers to Africa or South Asia, while Remittly charges a flat fee based on delivery speed and destination, with economy options being cheaper but slower.
Q: What are the delivery options available with each service?
A: Tap Tap Send specializes in instant delivery to mobile wallets, while Remittly offers a wider range of options including bank deposits, cash pickups, mobile money, and home delivery in select countries.
Q: Which app has a better user experience?
A: Tap Tap Send has a straightforward interface for quick setups, while Remittly offers more customization options and tracking tools but may feel more complex. Tap Tap Send has a 4.7-star rating, and Remittly has a 4.6-star rating.
Q: What should I consider when choosing between Tap Tap Send and Remittly?
A: Consider your specific needs: choose Tap Tap Send for zero fees and rapid mobile wallet delivery, or Remittly for more delivery options and added reliability, even if it comes with a fee.