HomeBlogE-commerce2025 The most detailed Shopify Payment tutorial

2025 The most detailed Shopify Payment tutorial

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Shopify is a powerful platform that makes it easy to build an online store, but managing payments can become a complex issue. Shopify Payments helps with this by providing a built-in payment gateway that allows you to receive payments from your customers quickly and easily. However, many people still have a lot of doubts about how to activate Shopify Payment, and in this article, we'll learn how to activate Shopify Payment, the necessary requirements, and what to do when using this service.

What is Shopify Payment?

Shopify Payment is a payment solution integrated into the Shopify platform that makes it easy and convenient for online stores to accept online payment methods without having to connect to an external payment gateway such as PayPal, Stripe, or Authorize. This allows store owners to save time and effort when setting up payment methods while reducing the risks associated with processing transactions.

Some of the notable advantages of Shopify Payments

Low transaction fees
Shopify Payments doesn't charge any additional transaction fees beyond credit card or e-wallet fees. This means that you can save more with Shopify Payments than with an external payment gateway, which often comes with additional fees attached.

Fast and convenient payments
Since Shopify Payments integrates directly with your Shopify store, transactions will be processed quickly and conveniently. You can track and manage all your transactions from one place, making financial management and money receipt more convenient than ever.

Support a variety of payment methods
Shopify Payments supports a number of popular payment methods, including:

  • Credit and debit cards: including Visa, MasterCard, American Express, and Discover.
  • E-wallets, such as Apple Pay and Google Pay, help customers quickly complete payments with a few clicks.
  • Other payment methods: Shopify Payments is constantly adding new payment methods to help you meet customer demand.

Why Shopify Payments?

  • Save time and money: There is no need to connect with an external payment gateway, you can manage all your transactions within one system.
  • Frictionless payment experience: The payment process is optimized so that customers can easily complete their payments within your store without any hurdles.
  • Increase revenue growthShopify Payments helps you optimize your payment process, reduce cart abandonment, and increase conversions.

Conditions for Shopify Payments to be enabled

If you want to enable Shopify Payments for your store, then you'll first need to make sure that your store meets the following criteria. Each of these conditions is detailed below to ensure that you can use this payment system effectively.

  1. Geographic location (country)
    Shopify Payments is only available in select countries. If your store is located in one of the following countries, then you can enable Shopify Payments and accept payments from customers directly:
  • United States
  • Canada
  • United Kingdom
  • Australia
  • New Zealand
  • Singapore
  • France
  • Germany
  • Italy
  • Spain
  • Netherlands
  • Sweden
  • Belgium
  • Austria
  • Ireland

If your store is located outside of the countries listed above, then you won't be able to use Shopify Payments. However, you can still integrate third-party payment gateways like PayPal or Stripe to continue accepting payments from customers around the world.

  1. Type of business
    To enable Shopify Payments, your store needs to be a legally registered business. This means that you must provide the following information:
  • Tax ID: This is information that is required for Shopify to confirm that you are legally operating in accordance with local laws.
  • Bank information: You'll need to provide your bank account information so that Shopify can transfer the money to your account after each transaction.

Make sure you have a valid tax ID number and a suitable bank account so that you don't have any issues setting up Shopify Payments.

  1. The types of products that are allowed to sell
    Shopify has strict rules about the goods and services that are allowed to be sold on the platform. Please be careful not to sell the following prohibited products:
  • Counterfeit or infringing goods: Any product that copies or impersonates another person's brand is prohibited.
  • Weapons or dangerous goods: Shopify doesn't allow the sale of any dangerous or potentially fatal items.
  • Illegal goods: This includes goods and services that involve drugs, gambling, or illegal activities.

If your store violates these regulations, your Shopify account may be suspended or blocked immediately.

Enabling Shopify Payments is a crucial step for you to accept payments directly from your customers. However, in order to do this, your store needs to meet requirements such as geographic location, legal business status, and what items are allowed to sell. If you adhere to these conditions, you'll be able to use Shopify Payments easily and effectively.

Make sure your store meets the above criteria so you don't run into issues with the payment process and can enjoy the convenience that Shopify Payments brings!

How to Get Shopify Payment Started (Detailed Guide)

Setting up Shopify Payments is relatively easy, just follow these steps. If you're ready to set up Shopify Payments for your store, then follow the detailed steps below to complete the process.

Step 1: Log in to your Shopify admin
First, you'll need to log in to your Shopify admin. Visit the Shopify website and enter your account information to get started.

Step 2: Visit the Settings option
Once you're logged in, find and tap on the "Settings" option in the bottom left corner of the screen. This is where you can manage all the settings for your store.

Step 3: Select the "Pay" option
In the settings menu, find and select the "Payments" option. This page shows you the payment method that your current store uses.

Step 4: Activate Shopify Payments
In the Payment providers section, you'll see the Shopify Payments option. Click the "Activate" button to begin the setup process.

Step 5: Fill in the business and banking information
Shopify will ask you to fill in details about your business, including:

  • The name of the business
  • Address and telephone number
  • Bank account information

This information will be used by Shopify to verify your account and make payment transactions. Make sure that the information you fill in is accurate to avoid problems later on.

Step 6: Save and confirm
Once you have filled in all the requested information, please check the information again. If everything is correct, click the Save button. Shopify will review your information and activate Shopify Payments to serve your store.

Tip: Make sure the activation process goes smoothly

  • Check your banking information: Before saving your information, make sure that your bank account can receive international payments, if your store operates in multiple countries.
  • Make sure your store is up to standard: If your store doesn't meet the product or region requirements, then you won't be able to activate Shopify Payments. If you have any questions, then contact the Shopify support team.
  • Check the information again: When filling in business and bank information, don't rush to click "Save". Double-check all the details to avoid needing revisions later.

Activating Shopify Payments is easy

Activating Shopify Payments is actually a few simple steps. However, to ensure that this process goes smoothly, there are a few key elements that you need to be aware of:

1. Accurate Information
When activating Shopify Payments, the most important thing is to provide accurate information. If there are any errors in the business information or bank account information, the activation process may be delayed or even fail. Make sure that:

  • Business information (e.g., name, tax ID, address, etc.) is accurate.
  • The bank account provides the correct account information so that Shopify can make the transfer of funds.

Please double-check all the information before submitting it to avoid unnecessary hassles.

2. Associated Fees
While Shopify Payments doesn't charge transaction fees other than credit card fees, you still need to be aware of other fees that may apply:

  • Shopify charges a percentage fee for each transaction completed through Shopify Payments. This fee varies depending on the country and the type of credit card used.
  • These fees are deducted from the client payouts you receive, so be aware and take them into account in every transaction.

3. Supported Payment Methods
Shopify Payments supports a number of common payment methods, including:

  • Credit and debit cards (Visa, MasterCard, American Express, etc.)
  • Apple Pay and Google Pay, for users of mobile devices

However, if you wish to expand other payment methods or support payments from other countries, you may need to use an external payment gateway such as PayPal or Stripe.

Avoid having your Shopify Payments account blocked

To avoid having your Shopify Payments account suspended or suspended, make sure that you follow the following:

1. Comply with Shopify's policies
Make sure you're not selling items that are prohibited by Shopify's policies. Shopify has strict rules about what is allowed to be sold. If you sell counterfeit, illegal, or dangerous goods, your account may be immediately banned.

2. Update information regularly
Your business information and bank account information must be kept up to date. Any change of address, phone number, or bank account needs to be updated in the Shopify system in a timely manner to avoid payment issues.

3. Avoid fraud
Shopify has a strict monitoring system that keeps an eye out for any suspicious or opaque activity. If non-compliant transactions are found, your account may be banned. Please ensure that all transactions are legitimate and clear and transparent.

4. Reduce the Chargeback rate
Chargebacks can be a serious issue, and if they happen too often, Shopify may suspect and ban your account. To reduce the chargeback rate:

  • Provide excellent customer service and handle complaints quickly.
  • Make sure the product description is accurate and that the customer understands the terms of the transaction.

By following the above rules and precautions, you can activate Shopify Payments without any problems and avoid the risk of your account being blocked.

Secure your Shopify Payment account with DICloak

Shopify Payment account security is an extremely important factor in ensuring that your transactions are always secure and free from threats. One of the powerful tools to help you secure your account is:DICloak seriesIt is an anti-detect browser with advanced security features that helps protect your account and minimize risk.

Benefits of DICloak in securing Shopify payment accounts

IP address anonymization:DICloak helps anonymize your IP address, helping you avoid detection when transacting from different locations. This is especially useful when you want to maintain a high level of security and avoid the risk of having your account locked out due to suspicious behavior.

Account Security:DICloak offers strong security features, including data encryption and two-factor authentication (2FA) support, which helps protect your Shopify account from hackers or unauthorized intrusions.

Easy Multi-Account Management:If you're managing multiple Shopify accounts or accounts from different platforms, DICloak can help you manage them effectively, thanks to RPA API tools. This tool helps you automate processes and manage multiple accounts without worrying about duplicate information or the risk of being locked out.

Using DICloak will help you maintain the security of your Shopify Payment account and other accounts, and reduce the risk of issues such as account lockouts or online fraud.

How to use DICloak

1. Open DICloak and start creating the environment

2. After filling in some basic information, you can add a platform account to the account information

3. After confirmation, you can see the environment you just created in the environment list

4. Open the environment and get started

At last

Activating Shopify Payments is an important step in optimizing the checkout process for your online store. However, understanding the conditions, setup steps, and considerations when using Shopify Payments will help you avoid unnecessary risks. Protect your account and comply with Shopify's policies to take full advantage of what Shopify Payments has to offer.

Frequently Asked Questions (FAQs)How to activate Shopify Payments:

What is Shopify Payments and why should I use it?

Shopify Payments is a built-in payment gateway developed by Shopify that allows you to receive payments directly from your customers without having to use an external payment gateway. We recommend using Shopify Payments because it reduces transaction fees, is easy to integrate into your Shopify store, and supports multiple payment methods, such as credit cards, Apple Pay, Google Pay, and more.

Which countries/regions support Shopify Payments?

Shopify Payments is currently only available in a few countries, including the United States, Canada, the United Kingdom, Australia, Singapore, France, Germany, and some other countries. If your store isn't on the list of supported countries, you'll need to use an external payment gateway like PayPal or Stripe.

How do I activate Shopify Payments?

To activate Shopify Payments, you need to:

  1. Log in to your Shopify account.
  2. Go to Settings > Payments.
  3. Select Shopify Payments, and then click Activate.
  4. Fill in the information about your company and bank account.
  5. Save your changes and wait for Shopify to verify your information.

What are Shopify Payments transaction fees?

Shopify Payments doesn't charge additional transaction fees other than the credit card or e-wallet fees used by the customer. However, Shopify will charge a standard transaction fee, depending on the plan you're using. If you use an external payment gateway, then Shopify charges additional transaction fees in addition to card fees.

How do I protect my Shopify Payments account from being locked?

To protect your Shopify Payments account, make sure that:

Don't sell products that violate Shopify's policies.

Provide accurate and up-to-date business and banking information.

Avoid fraudulent behavior or suspicious transactions.

Keep chargeback rates low to avoid being judged as high risk.

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